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Philip Matthew RAY - Lebanon, Oregon

Oregon CCB license #88274 - Philip Matthew RAY - Lebanon, Oregon. License status: Active. Valid through January 13, 2027.

Lebanon, Linn County  ·  CCB since 1993  ·  33 yrs

#88274
CCB License
$25K
Bond
$500K
Insurance
33 years of continuous CCB licensing - one of the longer active track records in Oregon's contractor database.

Trust Score for Philip Matthew RAY - 72/100 Good

72
/ 100
Good CCB Lookup Trust Score

Philip Matthew RAY meets Oregon CCB requirements. Verify bond and insurance expiration dates before hiring.

✓ Licensed ✓ Bonded ✓ Insured
Positive factors
  • Active CCB license +40 pts
  • 10+ years active (33 yrs) +12 pts
  • Surety bond current +8 pts
  • Bond above legal minimum +4 pts
  • Liability insurance current +8 pts
  • Responsible Managing Individual identified +3 pts
  • Phone number on record +2 pts
Risk factors
  • PO Box address -5 pts
    A contractor without a physical address is harder to locate if a dispute arises.
Score calculated from Oregon CCB license data and Google Business Profile. How is this score calculated? →

Oregon CCB License #88274 - Philip Matthew RAY

Oregon CCB license #88274 is currently Active - registered since January 1993 and valid through January 13, 2027.

CCB License Number
#88274
License Status
Active
License Type
RGC Residential General Contractors
First Registered
January 13, 1993
License Expires
January 13, 2027
County
Responsible Managing Individual
Philip Matthew Ray

Contact & Address

Address
Po Box 1118
Lebanon, OR 97355
Fax
(541) 451-5070
Workers' Comp Exempt. This contractor is not required to carry Workers' Compensation Insurance. If you or someone working on your behalf is injured on the job, you may not be covered. Verify arrangements before hiring.

Bond & Insurance

The bond and insurance protect you in different situations - learn what each one covers →

Surety Bond

$25K
OHIO CASUALTY INSURANCE CO
Expires: January 13, 2027
One of 100+ surety companies active in Oregon's CCB database - bond market study →

Liability Insurance

$500K
OHIO SECURITY INSURANCE COMPANY
Expires: February 20, 2027
Ohio Security covers 7.9% of Oregon CCB contractors - insurer profile →
Before hiring Philip Matthew RAY: Request a Certificate of Insurance (COI) confirming the general liability insurance is active, lists Philip Matthew RAY as the named insured, and that coverage dates extend through your planned project dates. Verify the surety bond is also current - both protect you against different risks. For complaint history and disciplinary records, visit search.ccb.state.or.us →

Before You Hire

  • Confirm the license is Active and hasn't expired.
  • Check that bond and insurance are current - dates are listed above. Bond and insurance cover different risks →
  • Confirm the RMI (Responsible Managing Individual) will be on-site.
  • Always get a written contract referencing CCB license #88274.
  • Cross-verify with the official CCB database - data here may have a delay.
  • CCB Lookup does not include complaint or disciplinary history. For complaint records, check the official CCB search →
Full Verification Guide

Protect your home improvement project

Surety bond protection

Oregon's surety bond covers incomplete or defective work up to the bond limit. File a claim with the Oregon CCB within 2 years of project completion. How to file a bond claim →

General liability insurance

General liability covers property damage and bodily injury during the project. Ask for a COI (Certificate of Insurance) listing your address as an additional insured location.

Written contract required

Oregon law requires a written contract for residential projects over $2,000. It must include the CCB number, scope of work, and payment schedule. Contract requirements →

Workers' compensation coverage

Contractors with employees in Oregon are required to carry workers' compensation insurance. If a worker is injured on your property without coverage, you may bear liability. Verify coverage status before work begins.

Homeowners typically compare multiple licensed contractors before starting a project.

Before you hire

Verify this contractor carries active general liability insurance and a current surety bond. Request a Certificate of Insurance (COI) listing your property before any work begins. Oregon contractors must maintain minimum coverage - an Active license does not guarantee current insurance.

Compare contractor quotes

Before hiring, get 2–3 written estimates from licensed Oregon contractors. Compare Residential General Contractorss in Lebanon to ensure competitive pricing.

Find Residential General Contractors nearby

Verify on CCB.oregon.gov

Always confirm directly with the Oregon CCB before signing a contract. Official data is updated in real time.

Official CCB Record

Quick Summary

  • Status Active
  • License # #88274
  • Type RGC
  • County Linn
  • RMI Philip Matthew Ray
  • Bond $25K
  • Insurance $500K
  • Lic. expires January 13, 2027
  • Bond expires January 13, 2027
  • Ins. expires February 20, 2027
  • Last updated May 25, 2026
  • Synced May 24, 2026

Last updated = last detected change in CCB records. Synced = last fetch from the Oregon CCB Open Data Portal. Data may lag up to 24h.

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Are you Philip Matthew RAY?

If any information on this profile is incorrect, here's how to fix it: CCB data (license status, bond, insurance, address) - update it directly with the Oregon CCB and CCB Lookup will sync it automatically within 24 hours. Description or other details - contact us and we'll review it within 5 business days.

Record first imported: February 23, 2026  ·  Last data change detected: May 25, 2026  ·  Synced with CCB Open Data: May 24, 2026. Always verify at CCB.oregon.gov before hiring.