Active
Share
Active CGC1 Commercial General Contractors Level 1

Smartcap Construction LLC - Portland, Oregon

Oregon CCB license #244457 - Smartcap Construction LLC - Portland, Oregon. License status: Active. Valid through May 18, 2027.

Portland, Multnomah County  ·  RMI: Matthew Joseph Terlau  ·  CCB since 2023  ·  3 yrs

#244457
CCB License
$80K
Bond
$1M
Insurance

Trust Score for Smartcap Construction LLC - 76/100 Good

76
/ 100
Good CCB Lookup Trust Score

Smartcap Construction LLC meets Oregon CCB requirements. Verify bond and insurance expiration dates before hiring.

✓ Licensed ✓ Bonded ✓ Insured
Positive factors
  • Active CCB license +40 pts
  • 3–5 years active (3 yrs) +6 pts
  • Surety bond current +8 pts
  • Bond above legal minimum +4 pts
  • Liability insurance current +8 pts
  • Insurance above legal minimum +5 pts
  • Responsible Managing Individual identified +3 pts
  • Phone number on record +2 pts
Score calculated from Oregon CCB license data and Google Business Profile. How is this score calculated? →

Commercial General Contractor in Portland, Oregon Since 2023

Smartcap Construction LLC is a commercial general contractor based in Portland, Oregon, serving Multnomah County. Licensed at the CGC1 level, the firm handles commercial construction projects and has been operating since 2023 under the management of Matthew Joseph Terlau.

Services:

  • Commercial general contracting
  • Commercial construction management
  • Commercial project coordination

The contractor serves the Portland and Multnomah County area and maintains active CCB standing.

CCB #244457 - licensed, bonded ($80,000) and insured ($1,000,000) under Oregon law.

Oregon CCB License #244457 - Smartcap Construction LLC

Oregon CCB license #244457 is currently Active - registered since May 2023 and valid through May 18, 2027.

CCB License Number
#244457
License Status
Active
License Type
CGC1 Commercial General Contractors Level 1
First Registered
May 18, 2023
License Expires
May 18, 2027
Responsible Managing Individual
Matthew Joseph Terlau

Contact & Address

Address
650 N E Holladay St Ste 1600
Portland, OR 97232

Bond & Insurance

The bond and insurance protect you in different situations - learn what each one covers →

Surety Bond

$80K
PHILADELPHIA INDEMNITY INS CO
Expires: May 18, 2027
One of 100+ surety companies active in Oregon's CCB database - bond market study →

Liability Insurance

$1M
THE CINCINNATI INDEMNITY COMPANY
Expires: August 6, 2026
One of 450+ insurers covering Oregon CCB contractors - insurance market study →

Oregon contractor bond and liability insurance requirements vary by license type, project scope, and risk exposure. Homeowners comparing contractors often review bond coverage limits, insurer reputation, and active policy status before signing a construction contract.

Oregon Business Registration

Business entity
Foreign Out-of-state entity operating in Oregon
SOS status
Active
Incorporated
March 17, 2023 (3 years ago)
Registry number
205696396
Out-of-state entity: This contractor is incorporated outside Oregon but licensed to operate here. Dispute resolution and bond claims still apply under Oregon CCB rules, but legal matters involving the business entity itself may fall under the laws of their state of incorporation.
View full business record at Oregon SOS →

Includes name history, members & managers, and annual report filing history

Before hiring Smartcap Construction LLC: Request a Certificate of Insurance (COI) confirming the general liability insurance is active, lists Smartcap Construction LLC as the named insured, and that coverage dates extend through your planned project dates. Verify the surety bond is also current - both protect you against different risks. For complaint history and disciplinary records, visit search.ccb.state.or.us →

Before You Hire

  • Confirm the license is Active and hasn't expired.
  • Check that bond and insurance are current - dates are listed above. Bond and insurance cover different risks →
  • Confirm the RMI (Responsible Managing Individual) will be on-site.
  • Always get a written contract referencing CCB license #244457.
  • Cross-verify with the official CCB database - data here may have a delay.
  • CCB Lookup does not include complaint or disciplinary history. For complaint records, check the official CCB search →
Full Verification Guide

Protect your home improvement project

Surety bond protection

Oregon's surety bond covers incomplete or defective work up to the bond limit. File a claim with the Oregon CCB within 2 years of project completion. How to file a bond claim →

General liability insurance

General liability covers property damage and bodily injury during the project. Ask for a COI (Certificate of Insurance) listing your address as an additional insured location.

Written contract required

Oregon law requires a written contract for residential projects over $2,000. It must include the CCB number, scope of work, and payment schedule. Contract requirements →

Workers' compensation coverage

Contractors with employees in Oregon are required to carry workers' compensation insurance. If a worker is injured on your property without coverage, you may bear liability. Verify coverage status before work begins.

Homeowners typically compare multiple licensed contractors before starting a project.

Before you hire

Verify this contractor carries active general liability insurance and a current surety bond. Request a Certificate of Insurance (COI) listing your property before any work begins. Oregon contractors must maintain minimum coverage - an Active license does not guarantee current insurance.

Compare contractor quotes

Before hiring, get 2–3 written estimates from licensed Oregon contractors. Compare Commercial General Contractors Level 1s in Portland to ensure competitive pricing.

Find Commercial General Contractors Level 1 nearby

Verify on CCB.oregon.gov

Always confirm directly with the Oregon CCB before signing a contract. Official data is updated in real time.

Official CCB Record

Quick Summary

  • Status Active
  • License # #244457
  • Type CGC1
  • County Multnomah
  • RMI Matthew Joseph Terlau
  • Bond $80K
  • Insurance $1M
  • Lic. expires May 18, 2027
  • Bond expires May 18, 2027
  • Ins. expires August 6, 2026
  • Last updated May 11, 2026
  • Synced May 28, 2026

Last updated = last detected change in CCB records. Synced = last fetch from the Oregon CCB Open Data Portal. Data may lag up to 24h.

Search Another Contractor

Are you Smartcap Construction LLC?

If any information on this profile is incorrect, here's how to fix it: CCB data (license status, bond, insurance, address) - update it directly with the Oregon CCB and CCB Lookup will sync it automatically within 24 hours. Description or other details - contact us and we'll review it within 5 business days.

Record first imported: February 23, 2026  ·  Last data change detected: May 11, 2026  ·  Synced with CCB Open Data: May 28, 2026. Always verify at CCB.oregon.gov before hiring.