Oregon HARP Program - Contractors & License Verification
The Homeowner Assistance and Reconstruction Program (HARP) helps Oregon homeowners affected by the 2020 wildfires rebuild their homes using state-assigned, CCB-licensed contractors. Here's how the program works - and how to verify your contractor before work begins.
Always verify your HARP contractor's CCB license, bond, and insurance before work begins.
The HARP Eligibility Questionnaire is now closed
New applications are no longer being accepted. Only homeowners who previously submitted a questionnaire and received an invitation from Neighborly can submit a full HARP application. If you submitted a questionnaire, you are still being considered.
Check application status at OHCS →What is the Oregon HARP program?
The Homeowner Assistance and Reconstruction Program (HARP) is a state-run disaster recovery program administered by Oregon Housing and Community Services (OHCS). It was created to help low- and moderate-income homeowners whose homes were damaged or destroyed by the 2020 Oregon wildfires and straight-line winds repair or reconstruct their primary residence.
The program is funded through federal Community Development Block Grant - Disaster Recovery (CDBG-DR) funds and is part of the broader ReOregon disaster recovery initiative. OHCS manages the entire process - from eligibility screening to contractor assignment and construction oversight.
2020 Wildfires
Covers homes damaged by September 2020 wildfires and straight-line winds in eligible Oregon counties.
Primary Residence
Assistance is limited to the homeowner's primary residence - not rental properties or vacation homes.
Income-Based
Priority is given to low- and moderate-income households. OHCS determines eligibility based on income and damage severity.
Which Oregon counties does HARP serve?
HARP covers homeowners in counties affected by the 2020 disaster declarations. The primary counties include:
Contact OHCS directly to confirm your county's eligibility status.
How HARP assigns contractors to homeowners
Unlike a standard home improvement project, HARP participants do not choose their own contractor. OHCS selects and assigns a contractor from the approved list to each participant based on project scope, location, and contractor availability.
To appear on the HARP contractor list, contractors must hold an active Oregon CCB license with a valid surety bond and liability insurance. However, license status can change at any time - a contractor who was licensed when assigned may have an expired bond or lapsed insurance by the time construction begins.
CCB Lookup identifies 13,597 HARP-approved contractors
CCB Lookup cross-references the HARP program list with live CCB data updated daily. Every contractor profile shows whether the license is Active, and whether the bond and insurance are current - so you can verify your assigned contractor's status at any time.
How to verify your HARP contractor before work begins
Even though OHCS assigns your contractor, you have the right - and the responsibility - to verify that their CCB license, bond, and insurance are current before any work starts on your home.
Get the contractor's CCB number
Ask your OHCS case manager for the contractor's full business name and CCB license number. Oregon law requires all licensed contractors to provide this on request.
Search CCB Lookup
Enter the CCB number or business name at ccblookup.com. The profile shows license status, bond amount and expiration, and insurance company and expiration date - all updated daily from the Oregon CCB Open Data Portal. HARP-approved contractors display a green HARP badge.
Confirm all three are current
License status must be Active. Bond expiration date must be after your construction end date. Insurance expiration date must be after your construction end date. If any of these have lapsed, contact your OHCS case manager before allowing work to begin.
Ask for the Certificate of Insurance (COI)
Request a Certificate of Insurance directly from the contractor. Confirm the business name on the COI matches exactly the name on the CCB record. Any mismatch is a red flag to raise with OHCS before signing anything.
Verify your HARP contractor now
Search by contractor name or CCB number. Free, no registration required.
CCB license vs BCD license for HARP contractors
For general reconstruction - framing, roofing, siding, drywall, painting - a CCB license is sufficient. However, if your reconstruction project includes:
- Electrical work - contractor must also hold an Oregon BCD Electrical Contractor license
- Plumbing - contractor must also hold an Oregon BCD Plumbing Contractor license
- HVAC or boiler systems - contractor must also hold an Oregon BCD Boiler Contractor license
CCB Lookup shows both CCB and BCD license status on the same contractor profile. Learn more about the difference between CCB and BCD licenses →
Frequently Asked Questions
Last updated: March 2026. Program information sourced from Oregon Housing and Community Services (OHCS). CCB Lookup is not affiliated with OHCS or the HARP program.
Official HARP Resources
Verify a HARP Contractor
Search by contractor name or CCB number to verify license status, bond, and insurance.
Related Guides
CCB Lookup is not affiliated with the Oregon HARP program or Oregon Housing and Community Services (OHCS). License data is sourced from the Oregon CCB Open Data Portal and updated daily. Always verify program details directly with OHCS.